What is the Canada Dental Care Plan?

The Canada Dental Care Plan is a program that is meant to facilitate Canadians in paying for basic and important oral hygiene services such as cleaning, examination, filling and other services. Its purpose is to reduce the high-cost burden associated with dental care so that the individuals or families in question are able to keep or improve their dental health without any stress. This includes multiple dental services in order to keep optimal oral health.

Eligibility Requirements for the Canadian Dental Care Plan (CDCP)

To qualify for the CDCP, you must meet all four of these conditions:

  • You don’t have access to dental insurance.
  • Your adjusted family net income is less than $90,000.
  • You are a Canadian resident for tax purposes.
  • You filed your tax return for the previous year.

Note: You need to meet all these criteria to be eligible for the CDCP.

If you have dental coverage through government programs:

Even if you have coverage through a provincial, territorial, or federal government program, you may still qualify for the CDCP. Your plans will work together to ensure there’s no duplication or gaps in coverage.

How is the Payment Amount for Canada Dental Care Plan-Covered Services Determined?

Co-Payments with the Canadian Dental Plan (CDCP)

You might need to make a co-payment depending on your adjusted family net income. A co-payment is part of the dental cost that the CDCP doesn’t cover, and you will pay directly to your dental care provider. This is especially important for those utilizing the Canadian dental plan for seniors, as costs can vary based on income.

Co-Payments Based on Income:

Adjusted Family Net Income How much will the CDCP cover How much you will cover
Income below $70,000 CDCP covers 100% of dental costs 0% of the CDCP established fees. You may face additional charges as described below.
Income between $70,000 and $79,999 CDCP covers 60% of dental costs 40% of the CDCP established fees. You may face additional fees as described below.
Income between $80,000 and $89,999 CDCP covers 40% of dental costs 60% of the CDCP established fees. You may face additional fees as described below.

Additional Charges:

You might be required to pay extra costs if:

  • Your dentist charges more than what CDCP will cover.
  • You agree to treatments not covered by the plan.

Always ask your dentist about any costs that aren’t covered before receiving treatment, so you know exactly what you’ll have to pay.

What is the Application Process for the CDCP?

Here’s how to apply for the Canadian Dental Care Plan NW Calgary (CDCP):

  • Check your eligibility: You’ll need to provide your name, date of birth, social insurance number, address, and other necessary information at the authorized website. After applying, you’ll get to know right away if you’re eligible.
  • Receive your code: If eligible, you’ll get a letter with an application code and instructions.
  • Apply: Once you apply, you’ll be notified immediately if your application is successful.
  • Enrollment: If approved, your details are shared with Sun Life for enrollment, and you can start using dental care services.

Providing accurate information ensures a smooth process.

What Services Are Included in the Coverage of the Canada Dental Care Plan?

If you don’t have private dental insurance and have limited funds, the Canada Dental Care Plan (CDCP) is here to help! This plan, much like Canadian dental insurance, covers a variety of dental services to improve the oral health of Canadians. Here’s a quick look at the types of care commonly included:

  • Preventive services: Regular cleanings (scaling), polishing, sealants to prevent cavities, fluoride, and other treatments to maintain the health of teeth.
  • Diagnostic services: Dental exams to check your oral health and X-rays to help diagnose any issues.
  • Restorative services: Fillings and other treatments to fix cavities and restore damaged teeth.
  • Endodontic services: Treatments such as root canals to save infected teeth.
  • Prosthodontic services: Denture costs and other dental treatments for tooth replacement.
  • Periodontal services: Deep scaling and other procedures to treat gum disease and improve gum health.
  • Oral Surgery services: Extractions of damaged or decayed teeth and other necessary oral surgeries.

Keep in mind that some treatments may require approval before they can be performed. Coverage may also differ based on your specific situation and the details of the Canadian Dental Care Plan near you.

Why is the Canada Dental Care Plan Important for Oral Health?

  • Cost-effective care: It makes dental visits and treatments more reasonable for everyone, helping families manage costs.
  • Regular check-ups: Encourages routine check-ups, which help detect dental problems early before they become serious.
  • Preventive services: Covers preventive care like cleanings and exams to keep teeth and gums healthy.
  • Access to treatments: Ensures that people can get necessary treatments like fillings or crowns without worrying about high costs.
  • Overall health: Good oral health is linked to overall health, so this plan helps people stay healthy and smile brightly! With the CDCP for Seniors, older adults can also benefit from these services tailored to their needs.

Learn More About The Canadian Dental Care Plan Today!

At Valley Ridge Dental Centre, we are dedicated to helping you achieve and maintain a healthy smile. Our Canadian Dental Plan, which includes dental plans for seniors, offers you and your family the care you need at a price you can afford. By focusing on prevention and providing a range of services, we are here to support your oral health journey.

If you have any questions or would like to learn more about our dental plan, please feel free to contact us. We look forward to welcoming you to our dental family! Your smile is our priority!